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Employees Package Protector

Employee personal accident protection

Employees Package Protector

Provides you with protection for accidents to employees and hospitalisation expenses

The Employees Package Protector is designed to enable business owners to safeguard their responsibility towards their workers.

The policy can cover (subject to the plan and limit as stated in the policy):

  • Injury whilst working (as per Workmenʼs Compensation Act)
  • Personal accident
  • Medical expenses arising out of accident
  • Repatriation expenses
  • Daily hospital income benefit
  • Hospital & surgical expenses

NOTE: The information shown here is for reference only. All benefits and features mentioned here are subject to the terms and conditions of the policy. Please refer to the policy contract for the precise terms and conditions of this insurance plan.

More About National Insurance Employees Package Protector Product

Coverage/Benefits Highlights
Workmen’s Compensation
Pays compensation as per Laws of Brunei, Workmen’s Compensation Chapter Act 74 (Revised Edition 1984).
24 Hours Personal Accident
Pays up to plan coverage limits in the event of accidental death or Permanent Disability.
Medical Expenses
Pays up to plan coverage limits for medical expenses incurred as a result of an accident
Repatriation Expenses
Pays up to plan coverage limits for the conveyance of the employee to the country of origin or home residence as a result of accident or illness which results in death or total permanent disablement or burial or cremation of the employee in the locality where death occured.
Daily Hospital Income Benefit
Pays up to plan coverage limits for each day of hospitalization due to accidents or illnesses up to a maximum of 60 days.
Hospital & Surgical Expenses
Pays up to plan coverage limits for hospital & surgical expenses incurred as a result of hospitalization due to illness.
Death Benefit
Pays up to plan coverage limits for any death including from natural causes.

Age Limit:

  • Between 16 years to 60 years old.


  • War, civil war, AIDS, childbirth, miscarriage, provoked murder or assault, travelling as an aircraft crew, aerial activities, martial arts,racing,radiation and nuclear weapons material.
Business Insurance
Business Insurance
Personal Insurance
Personal Insurance
Do you need to make a claim?

Follow the claim procedures to make a claim

Contact Info

Unit 12 & 13, Block A, Regent Square
Simpang 150, Kampong Kiarong BE1318
P.O. Box 1251, BSB BS8672
Negara Brunei Darussalam
+673 222 6222
Monday to Thursday
8.00am to 5.30pm

8.00am to 12.00pm
2.00pm to 5.30pm