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Private Motor Vehicle Protector
 
  • Introduction
  • Exclusion
  • View/Print Brochure

INTRODUCTION

 

Whether you own a motor vehicle or a motorcycle, the Law requires you to have motor insurance cover before you are permitted to put the vehicle on the road. The minimum is a Third Party Cover.

We offer two plans to choose from:

Comprehensive cover
  Covers financial loss due to fire, theft and physical damage to your vehicle and liabilities to third parties
Third Party
  Covers driver against liability to third party due to negligence for death or bodily injury, damage to other parties' property

24 hours Towing Services:- (optional)

Who is eligible?
  Any private motor policyholders of National Insurance Company Berhad

 

NOTE: The above is intended as a general summary only. The specific terms, coverage, exclusions and conditions applicable to this insurance are described in the policy.

   

PRINCIPAL EXCLUSIONS

  • Loss of use or any other consequential loss;
  • Depreciation, wear and tear, mechanical or electrical breakdown;
  • Damage of tyres unless the Motor Vehicle ia also damaged at the same time;
  • Loss of value of the Motor Vehicle after repairs;
  • Cheating, criminal breach of trust;
  • Loss or damage due to confiscation, forfeitures, impoundment or otherwise of the Motor Vehicle resulting from any unlawful act or omission of any person;
  • Whilst under the influence of intoxication or drugs;
  • Your liability against claim from passengers in your vehicle;
  • Loss damage or liability arising from an act of nature e.g. flood, storm or landslide;
  • Accident outside the geographical area resulting from the loss of or damage to the motor vehicle;
  • War related risks;
  • Radioactive and nuclear energy risk;
  • Any act of terrorism;

NOTE: The above is intended as a general summary only. The specific terms, coverage, exclusions and conditions applicable to this insurance are described in the policy.

VIEW/PRINT BROCHURE