>> Burglary
>> Domestic Helper
>> Employees Package
>> Golfers
>> Home (House & Contents)
>> Motor
>> National Accident
>> Travel
>> Senior Accident
>> Lady Auto
>> Contractors All Risk
>> Commercial Vehicle
>> Fire Protector
>> Labour Bond
>> Marine Cargo
>> Money Protector
>> Perfomance Bond
>> Public Liability
>> Workmen’s Compensation
 
National Home Protector
 
  • Introduction
  • Exclusion
  • View/Print Brochure

INTRODUCTION

This policy provides the following :
Covers your building and/or contents of your home
Covers your personal effects
Provides personal and family liability up to $500,000
Domestic workers' (as per Workmen's Compensation Act)
Free fatal accident cover for insured or spouse

 

Note: The above is intended as a general summary only. The specific terms, coverage, exclusions and conditions applicable to this insurance are described in the policy.

PRINCIPAL EXCLUSIONS

  • Building left unoccupied more than 60days, unless with our written agreement
  • Loss or damage occasioned by its own spontaneous fermentation heating
  • Money, contact lenses, debentures, mobile phones, pagers, sports equipment whilst in use, records, tapes, computer, laser discs
  • Loss or damage due to scratching, denting, chaffing, wear, tear, deterioration, depreciation, any process of cleaning, repairing or restoring any article, action of light, atmospheric or climatic conditions, over-winding of clocks or watches or application of electrical energy.
  • Loss or damaged caused by vermin, insects, mildew, mould or rot
  • Mechanical, electrical or electronic failure or breakdown
  • Consequential loss of any kind
  • War, warlike operations, military or popular rising
  • Confiscation or destruction of or damage by order of Government or Public or local Authority
  • Radiation and nuclear energy risk

Note: The above is intended as a general summary only. The specific terms, coverage, exclusions and conditions applicable to this insurance are described in the policy.

VIEW/PRINT BROCHURE