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Domestic Helper
 
  • Introduction
  • Exclusion
  • View/Print Brochure

INTRODUCTION

Have you ever wondered how much it would cost you in hospital bills if your maid or gardener is hospitalized due to illness or an unfortunate accident?

This is a comprehensive package designed specially to cover employers whose employees are engaged in household activities such as amah, gardener or driver. Provides 24 hour protection for death, accidents and illness and includes workmen’s compensation, hospital and surgical expenses and repatriation expenses.

NOTE: The above is intended as a general summary only. The specific terms, coverage, exclusions and conditions applicable to this insurance are described in the policy.

PRINCIPAL EXCLUSIONS

  • Resulting from self-inflicted bodily injuries (except in an attempt to save human life) while sane or insane, suicide;
  • Participating in a riot or committing a criminal offence;
  • Death or permanent disablement attributed to alcohol and/or drugs, AIDS and/or HIV infection;
  • War, civil war, revolution, any warlike operations;
  • Engaging in air travel except as a passenger in any properly licensed aircraft;
  • Any physical or health impairment or disease which existed but was not disclosed to the Company;
  • Death whilst outside of the territorial limits;
  • Hospital and surgical expenses incurred within 30 days from the date of inception of this Policy;
  • Any treatment undertaken as a preventive measure including vaccination or inoculation;
  • Any expenses incurred resulting from traceable to or accelerated by pregnancy or childbirth, miscarriage or abortion;

NOTE: The above is intended as a general summary only. The specific terms, coverage, exclusions and conditions applicable to this insurance are described in the policy.

VIEW/PRINT BROCHURE