|The loss of deposit
or trip cancellation cover you on the following
a) The unexpected death, or serious
injury or serious illness or compulsory quarantine
of yourself, your spouse, child, parent, parent-in
law, or a travel companion that result in you being
left with no travel companion.
b) Unexpected outbreak of strike or riot arising
out of circumstances beyond your control at the
c) Serious damage to your principal residence
from fire, flood or similar natural disaster
(typhoon, earthquake etc) within seven days
immediately before departure date which requires
your presence on the premises on the departure date.
d) Witness summons, jury service, which were not
made known to you prior to the taking up of this
e) Bankruptcy or insolvency of the travel agency
incorporated in Brunei whom you have arranged the
trip with in Brunei.